Entitlement Offer Prospectus 2007

Please note that this entitlement offer has now closed.

To access the prospectus, read the terms and conditions and tick the acknowledgement box at the bottom of the page.

Terms and conditions of access to Prospectus (without an entitlement and acceptance form)

The Prospectus does not constitute an offer to acquire shares in any place in which, or to any person to whom, it would not be lawful to make such an offer. The distribution of the Prospectus in jurisdictions outside Australia may be restricted by law and therefore persons who come into possession of the Prospectus should seek advice on and observe any such restrictions. The Prospectus and the entitlement and acceptance form must not be released or distributed in the United States. A failure to comply with these restrictions may constitute a violation of applicable securities laws.

No shares have been, or will be, registered under the US Securities Act or the securities laws of any state of the United States. Accordingly, no shares may be offered or sold, directly or indirectly, in the United States or to, or for the account or benefit of, a US Person, except in a transaction exempt from, or not subject to, the registration requirements of the US Securities Act and applicable United States state securities laws. Neither the Prospectus nor the entitlement and acceptance form constitutes an offer to sell or a solicitation of an offer to buy securities as those terms are defined under the US Securities Act. The entitlement offer is not being made to Suncorp shareholders who are US Persons or Suncorp shareholders in the United States.

ACKNOWLEDGEMENTS

I ACKNOWLEDGE, REPRESENT AND CONFIRM THAT:

• I have read, understood and accepted the terms set out above;
• I am accessing the Prospectus from within Australia; and
• I am not a resident of the United States or currently located in the United States, nor am I acting for the account or benefit of such a person, and that I will not make a copy of the Prospectus available to, or distribute a copy of the Prospectus to, any such person.