Want to protect your investment?
We understand that your investment property is probably an important part of your financial future. That's why our Investor Home and Contents Insurance has been designed with this in mind.
Key features of Suncorp Investor Home & Contents Insurance
| Feature |
Description |
| Cover for Insured Events |
You are protected against loss or damage as a result of 12 Insured Events. Some of these include:
- Storm and flood
- Vandalism and malicious damage by tenants or their guests
- Theft by tenants or their guests
- Fire
|
| Automatic flood cover |
From 1 July 2008, all new and existing Home & Contents Insurance customers will have our automatic flood cover for all types of flood caused by rain. Click here to learn more about our flood cover. |
| Eco-friendly insurance features |
We will pay up to $2,500 of the net cost of installing a rainwater storage solution or solar powered heating facility when we rebuild or repair your home when at least 80% of your home is damaged by an insured incident.
When we replace new for old, we replace your damaged white goods with ones of equal specifications that have a minimum 3 star energy rating, even if your item originally had a lower rating.
|
| Lifetime guarantee on home repairs |
For peace of mind, Suncorp guarantees the quality of materials and workmanship of home repairs that we authorise and arrange for the lifetime of your home. |
| Additional features at no extra cost |
Suncorp includes a number of Additional Features at no extra cost, such as:
- Rent loss by default up to 14 weeks, maximum of $4,000
- Rent recovery legal costs up to $5,000
- Rent loss from an Insured Event up to 10% of the sum insured
- Legal liability cover up to $20 million
|
| Optional covers for Investor Home & Contents Insurance |
Tailor your Insurance cover to suit your needs with the choice of 4 Optional Covers, such as:
- Accidental damage - We will cover you for accidental loss or damage at the insured address such as your tenant accidentally dropping a heavy saucepan onto your kitchen tiles (Home cover) or accidentally spilling a bottle of red wine on your carpet (Contents cover). (Not available for tenanted homes)
- Safety Net Home Protection Option - If your home is damaged by an insured incident and the repair or replacement cost exceeds the sum insured, we will if necessary pay up to an extra 25% of your home sum insured to repair damage, replace your home or pay you what it would cost us to repair or replace your home
- Motor burnout - We will cover you for the burning out or fusing of a household electric motors less than 11 years old, which are part of the insured home or contents
|
| Discounts and ways to save on your premium |
There are a number of different ways you could save money on your premium.
- Combine your Investor home and its contents onto one policy and save 15% off the combined premium
- Choose a higher excess to reduce your premium
- You may be eligible for a Multiple Policy Discount if you have other insurance products with us
|
| Online Tools and Tips to help you protect your home and contents |
- Home Insurance Calculator - Use this as a guide to estimate the amount of cover you need.
- Contents Insurance Calculator - The cost of replacing your home's contents could be more than you think. Use our calculator as a guide to estimate the amount of cover you need.
- Virtual Safe - Keep an inventory of your home & contents items and documents on your own computer with this free, easy-to-use, password protected tool.
- Home Security Tips - Tips on home safety and security for you and your family.
- Postcode Profiler - Find out how your suburb stacks up when it comes to insurance perils like fire, theft and storms.
|
| No claim forms |
There are no claim forms to fill in when you make a claim - simply call us and we will manage this process for you. |
| Call us 7 days a week |
Whether you need to lodge a claim, take out new insurance or make a change to your policy, we are here to answer your call 24 hours a day - every day! |
| Pay monthly |
Spread your premium across 12 easy-to-manage monthly instalments (fee applies). |
Product Disclosure Statement
Investor Home and Contents Insurance is issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. Please read the Product Disclosure Statement and any Supplementary Product Disclosure Statement before you make any decisions regarding this product. Contact us for a copy.
These features of Investor Home & Contents Insurance are available to new customers from 1 July 2008 and to existing Home & Contents Insurance customers upon renewal.
