Commercial Motor Vehicle Insurance
Insurance for a wide range of commercial vehicles
Commercial Motor Vehicle Insurance covers:
- most types of vehicles over 2 tonne carrying capacity
- earthmoving equipment, drill rigs and buses
- fleets of normally 15 or more vehicles, including sedans, utilities and vans.
| Feature |
Description |
| Legal Liability Cover* |
Automatic $30 million cover, for registered vehicles. |
| Dangerous Goods cover* |
Automatic $1,000,000 dangerous goods legal liability cover, for registered vehicles. You can increase this up to $5 million by paying an extra premium. |
| The following features apply if your vehicle is insured for Comprehensive cover* |
| Non-owned trailer in control liability |
Automatic cover up to $50,000 per accident for accidental loss or damage in respect of a trailer you have or control but you do not own, lease or hire. (Excludes chiller, convertible, refrigerated, tipping or tanker trailers). Cover can be increased up to $120000 (if approved by us) for an extra premium. |
| Removal of Debris |
Automatic cover up to $25,000 for cleaning up and removing a load that has fallen from your vehicle as a result of a collision or overturning. For non-dangerous goods only. |
| Lease Payout |
Covers total loss for vehicles > 2 tonne carrying capacity that are less than 5 years old from original registration, up to the vehicles sum insured. Cover does not extend to losses resulting from fire, theft or attempted theft. |
| Replacement Vehicle option |
Covers total loss for certain non-specialised vehicle types less than 12 months old from original registration, provided the replacement cost is not more than the sum insured. |
| Emergency Travel |
Covers your emergency travel and accommodation up to $500 if the accident was more than 100km from your home and the vehicle is unsafe to drive. |
| Personal Property |
Covers your personal property for up to $150 an item and $500 an accident if damaged as a result of an accident or stolen as a result of theft of your vehicle. |
| Vehicle Accessories |
Automatic cover for tarpaulins, gates, chains, binders, 2-way and CB radios, up to the vehicles sum insured. |
* Exclusions apply. Please refer to your certificate of insurance and the PDS or Policy Wording for details.
| Item |
Description |
| Cancellation Fee |
We will not charge a fee if you cancel the cover in the cooling off period. We will charge a fee of $30 per vehicle, to a maximum of $70 per period of insurance, if you cancel the cover for any other reason (this fee does not apply to Fleet policies). |
Product Disclosure Statement
Insurance Products are issued by Suncorp Metway Insurance Ltd. ABN 83 075 695 966. AFSL No 229869. Before you make a decision regarding these products, please read the:
- Suncorp Commercial Motor Fleet Insurance Product Disclosure Statement (PDF, 154KB) for Fleet business effective on or after 15/02/2008.
- Suncorp Commercial Motor Vehicle Insurance Policy (PDF, 140KB) for non-fleet business effective on or after 28/01/2008.
These documents are PDF files that require Adobe Acrobat Reader to view. Click below to download Adobe Acrobat Reader.
If you are unsure what type of policy you have or which policy best suits your needs, please contact your insurance representative.
General Insurance Code of Practice
We support and adhere to the General Insurance Code of Practice. By incorporating these standards into our business, we fulfil our commitment to provide the highest level of service to our customers, every time. Access a copy of the Code at the General Insurance Code of Practice web site, or alternatively, contact the Insurance Council of Australia by visiting www.ica.com.au or phoning (02) 9253 5100.
